Vermont Injuries

FAQ Glossary Guides

ENGLISH ESPANOL

Search results for “preexisting injury”

20 results

Insurance says your torn shoulder "wasn't from the crash" because you skipped the ER? Give me a break

A South Burlington truck driver with a shoulder labrum tear can still tie the injury to a crash even without an ER visit, but the insurer will use the treatment gap and every delay against him.

ARTICLE by Janet Morin

Your chart can go missing right when the blame starts

A Brattleboro restaurant server develops a serious post-surgical infection, but the chart is incomplete and the claim starts getting treated like it never happened.

ARTICLE by Brenda Patch

Why the insurance company in Bennington wants your old MRI so damn badly

A delivery driver buried in a trench with no shoring is getting squeezed by surveillance, recorded calls, and an old MRI the insurer wants to use against her before she knows the real damage.

ARTICLE by Ibrahim Jalloh

$38,000 in ER bills after a Burlington dog attack can turn into a fight over every dollar

A dog bite claim in Burlington can involve the owner, a landlord, two insurance companies, and a health plan trying to grab your settlement before you see it.

ARTICLE by Linh Tran

Keep treating or stop for a month - which path wrecks your Burlington claim?

A treatment gap can gut an overuse injury claim fast, especially when both the property owner and maintenance company already want to blame each other and you.

ARTICLE by Janet Morin

My back was already bad, then a crash on Route 7 in Rutland gave the insurer an excuse to deny everything

A Rutland retail worker with a bad back gets hit in a crash and the insurer tries the oldest trick in the book: blame every symptom on the old injury.

ARTICLE by Pete Rossignol

just left Rutland Regional after the wreck and now the neck injury won't quit - can one traffic mistake blow up the whole claim

A pregnant delivery driver in Rutland can still have a claim after a crash and even after a small citation, but the deadlines, medical timeline, and shared-fault fight can get ugly fast.

ARTICLE by Brenda Patch

Can I use my own doctor for workers' comp in Vermont?

Yes - and the mistake that costs people the most money is letting a Barre employer push them onto their own health insurance first. If the injury happened at work, Vermont...

My coworker said workers' comp is my only option after a work crash. True?

Six months is the deadline that matters most in Vermont: if you were hit on North Main Street in Barre while working, you should report it right away, and Vermont law generally...

Vermont Concussion Symptoms After a Delayed Crash Diagnosis

In Vermont, the clock usually matters less than people think when concussion symptoms show up weeks after a crash, because the real fight is often over when you reasonably knew this was a serious injury.

ARTICLE by Janet Morin

I paid my employee's hospital bill myself, did I ruin my case?

File a Vermont Employer's First Report of Injury (Form 1) with the Vermont Department of Labor within 72 hours of learning about a work injury that needs medical treatment or...

I apologized after a Brattleboro road work crash, did I ruin my case?

There is no official Vermont average for road-work crash settlements, but these cases often range from thousands to six figures depending on surgery, scarring, lost wages, and...

Does Vermont insurance have to pay for fetal monitoring after a Brattleboro crash?

Three years is the outside deadline to file most Vermont injury claims, but the urgent reality is this: if the ER or your OB told you to get fetal monitoring, the insurance...

sideswipe collision

Like scraping past a doorway with a shopping cart, a sideswipe collision happens when the sides of two vehicles make contact while moving in the same direction or opposite...

Why does their doctor get to say I'm fine after my Rutland crash?

The adjuster is about to ask, "Why are you still treating if our doctor says you're okay?" Your answer matters because that report is often used to delay payment, deny...

i got bit in Taylor Park and the company says their driver was off duty now what

A St. Albans warehouse worker gets bitten by an unleashed dog in a public park and runs straight into the ugly fight over whether the dog's owner was acting as an employee or just some guy off duty.

ARTICLE by Keith Lafleur

general causation

Defense lawyers use this term to say, "Even if you were hurt, this product is not known to cause that kind of injury at all." That is the first fight in many Vermont product...

Release of Claims

Lately, insurers have been pushing faster digital paperwork - sometimes sending a settlement form by email or text within days of a crash, fall, or rental-property injury. The...

How do I know if I should take a Vermont injury settlement?

As of July 1, 2024, Vermont's civil filing fees increased, which made some people think "going to court" suddenly means they should grab the first offer. That is a common...

Why is insurance blaming my wife for a South Burlington icy parking lot fall?

If you do not push back with proof, the insurer will cut the claim's value or deny it outright by arguing your wife was mostly at fault. In Vermont, that matters because under...